For Gig & Independent Workers

The Harmony Health Account is a single card with on-demand funds, pharmacy, vision, and dental plan benefits to help you lower your costs. Harmony Health works with benefit funds & guilds supporting the on-demand workers to increase utilization of needed healthcare service, improve access to care & outcomes, while providing responsible stewardship of public and private financial investments.

The Payssurance Card

Payssurance Card is your single source of financial empowerment, allowing for any time, anywhere healthcare payment.

  • Use the physical card at clinics, hospitals, and pharmacies
  • Use the digital card at clinics, hospitals, and pharmacies
  • Pay doctors/hospitals online
  • Present card at plan pharmacies, dentists and vision care practices to obtain the lowest prices and discounts
  • Receive incentives for ‘smart choices’

On-Demand Funds

Built-in spending power for out-of-pocket costs

  • Minimize your worries! Payssurance offers an automated, risk- and interest-free way to repay your healthcare expenses
  • Repayments covered from future earnings
  • Repay only once the card is used and paid over a 12-month period
  • Repay from pre-tax income with a Health Savings Account (HSA)

Manage your health expenses

  • Take advantage of integrated payments, cost transparency, and easy health expenses management
  • Ensure budget for future healthcare spend
  • Understand deductibles, out-of-pocket costs, and insurance claims
  • Integrate your existing health insurance plans and employer-provided health benefits
  • Gain greater control over your health expenses using smart decision-making tools

Payssurance Advisor

  • Smart Advisor to guide you every step of the way in your healthcare journey
  • Point of service benefits (choose high-quality providers, decision-making tools for lower cost medications)