For Gig & Independent Workers

The Harmony Health Account is a single card with on-demand funds, pharmacy, vision, and dental plan benefits to help you lower your costs. Harmony Health works with benefit funds & guilds supporting the on-demand workers to increase utilization of needed healthcare service, improve access to care & outcomes, while providing responsible stewardship of public and private financial investments.

The Harmony Health Card

Harmony Health Card is your single source of financial empowerment, allowing for any time, anywhere healthcare payment.

  • Use the physical card at clinics, hospitals, and pharmacies
  • Use the digital card at clinics, hospitals, and pharmacies
  • Pay doctors/hospitals online
  • Present card at plan pharmacies, dentists and vision care practices to obtain the lowest prices and discounts
  • Receive incentives for ‘smart choices’

On-Demand Funds

Built-in spending power for out-of-pocket costs

  • Minimize your worries! Harmony Health offers an automated, risk- and interest-free way to repay your healthcare expenses
  • Repayments covered from future earnings
  • Repay only once the card is used and paid over a 12-month period
  • Repay from pre-tax income with a Health Savings Account (HSA)

Manage your health expenses

  • Take advantage of integrated payments, cost transparency, and easy health expenses management
  • Ensure budget for future healthcare spend
  • Understand deductibles, out-of-pocket costs, and insurance claims
  • Integrate your existing health insurance plans and employer-provided health benefits
  • Gain greater control over your health expenses using smart decision-making tools

Harmony Health Advisor

  • Smart Advisor to guide you every step of the way in your healthcare journey
  • Point of service benefits (choose high-quality providers, decision-making tools for lower cost medications)